Inqud review: a crypto gateway with a public rate card

Inqud for high-risk verticals

For high-risk verticals such as iGaming, forex, dating, travel and nutra, pricing starts at 1.5%. The final rate comes within 48 hours of business verification. Inqud promises no chargebacks and no rolling reserve.

The Inqud rate card

A crypto deposit costs 1% up to $500,000 in monthly volume, then 0.8%, 0.7%, 0.6% and 0.5% above $3 million. Crypto settlement costs only the network fee, passed through with no markup. There is no setup fee, no monthly fee and no minimum volume. The merchant chooses who pays the fee, itself or the buyer.

Getting paid in euros

Inqud converts at the Kraken rate plus 0.5%, then pays out in euros by bank transfer for 0.3% plus €5 per withdrawal. Euros arrive the next day, crypto within minutes. These rates also fall with volume. A deposit received by EUR bank transfer costs 0.3%.

Supported networks

Inqud takes payments on Bitcoin, Ethereum, Tron, Solana, Polygon, Optimism and Arbitrum. Payment addresses can be generated per order or kept static. Inqud adds tokens or payment methods on request.

Inqud’s tools

A payment widget integrates into a site for free, and an API handles more advanced setups. Recurring payments rely on the buyer authorising their wallet, which lets Inqud charge the agreed amount. Instant crypto-to-euro exchange is open to businesses and individuals.

Identity verification

Some features unlock only after a KYC, KYB and AML check required by law. Inqud can turn away users who fail it or who live in certain countries. To provide the service, the merchant authorises Inqud to receive, temporarily hold, exchange and pay out its funds. An account with no activity for two years can be closed.

Who runs Inqud

The terms name 3-102-969092 SRL, a company registered in San José, Costa Rica. The About page mentions European licence coverage without naming the licence, and no licence appears on the pages read. The terms list a prohibited activities section in their table of contents, but its content is missing from the page.

Strengths and limitations of Inqud