ePayService
epayservices.comePayService is an e-wallet licensed in Malta that gives webmasters a free European IBAN and a free US bank account to collect ad network and affiliate earnings. Affiliate networks pay partners through it.
Affiliate Payouts & Wallets
Adult webmaster payouts only reach you through a method your program offers, your country lets you open and your line of work will not get closed. This page lists e-wallets, IBAN accounts and payout platforms that accept income from adult websites. They differ in how money leaves the account, by card, bank transfer or wallet-to-wallet transfer, in what they charge and in who licenses them to hold your funds.
Pages checked on October 5, 2026
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Pandablue
pandablue.comPandablue is a Colombian company that pays cam models and studios their earnings from platforms such as Stripchat and LiveJasmin through local rails like PIX in Brazil and SPEI in Mexico. Its quoted fees run from 2% to 8% depending on the platform.
TransferMate
transfermate.comTransferMate opens local accounts in more than 35 currencies so businesses can be paid like a company in their client’s country. Licensed in Ireland and in 51 US states and territories, it serves banks and software providers.
Cosmo Payment
cosmopayment.comCosmo Payment is a payment account built on a prepaid card issued by Paysafe in the UK, where creators, affiliates and freelancers receive their payouts. It costs $3 a month and publishes every fee and limit.
Sponsored ad slot
Payset
payset.ioPayset is a London electronic money institution, authorised by the FCA, that opens accounts in 34 currencies for businesses and individuals. Opening is free, cross-border transfers cost up to 0.4%.
Capitalist
capitalist.netCapitalist is a wallet that more than 40 CPA and ad networks, including TrafficStars and Adsterra, use to pay webmasters and media buyers. It adds virtual cards for paying ad campaigns, but its company, in the British Virgin Islands, publishes no license.
Payz
payz.comPayz is an e-wallet licensed by the Central Bank of Cyprus, in business since 2000, with accounts in 50 currencies and Mastercard cards. Its fees depend on five account tiers.
Tremendous
tremendous.comTremendous is a free US platform that sends gift cards, prepaid cards or money in bulk to recipients in 200+ countries. It is built for research, marketing and employee rewards, and opens accounts only to businesses.
MassPay
masspay.ioMassPay is a US platform that pays a company’s affiliates, contractors or sellers in 180 countries by local transfer, mobile wallet, cash pickup or stablecoin. It publishes no pricing.
Yoursafe
yoursafe.comYoursafe is an electronic money institution licensed in the Netherlands that opens free accounts with an IBAN for individuals and platforms. Businesses receive Verotel, CardBilling and GayCharge transfers free of charge and pay creators in bulk.
Paxum
paxum.comPaxum is an e-wallet run by Paxum Bank Limited, an offshore bank licensed in Dominica, that adult ad networks, affiliate programs and hosts use to pay affiliates and models. Its fees are published line by line.
virtual-ibans
virtual-ibans.comvirtual-ibans is a broker that places businesses rejected by their bank with licensed electronic money institutions to get a virtual IBAN in EUR, GBP or USD. It names neither those partners nor its own company.
i-payout
i-payout.comi-payout is a US platform that pays a company’s affiliates, creators and sellers in more than 180 countries, through an e-wallet and a Mastercard carrying that company’s brand. It publishes no payout pricing.
BankMyCapital
bankmycapital.comBankMyCapital prepares and places banking applications for high-risk activities with partners, without operating accounts or holding the funds itself.
How adult webmaster payouts work
Adult webmasters get paid by the affiliate programs, ad networks, cam platforms and studios they send traffic to or work with. Every payer sets its own terms: a payout threshold, meaning the minimum balance your account must reach before money is sent, a payment schedule, and the list of payout methods it supports. You pick one of those methods in your affiliate dashboard and enter the details of the account that will receive the money.
Some programs pay automatically on each payment date. Others wait for the affiliate to raise an invoice from the dashboard, and nothing goes out until it is submitted. Schedules are usually written as Net followed by a number of days, the gap between the end of an earning period and the payment itself. Thresholds often depend on the method: an international wire needs a higher balance than an e-wallet payout because the wire costs the program more to send.
Changing your payout details usually goes through the program's support team. Programs have seen earnings diverted after affiliate accounts were hijacked, so they check who is asking for the change.
A personal bank account is where most earnings end up. A wire from a program abroad arrives there with sending fees, intermediary bank fees and a currency conversion taken off, and some banks ask customers to explain incoming funds whose reference points to an adult site. The e-wallets used across the industry sit between the payers and that bank account.
Before joining a program, read its payment page: which methods it offers, the threshold for each, how often it pays and which countries it serves. A program that cannot pay you through anything you can open in your country will never pay you, whatever its commission rate.
Wire transfer, e-wallet or crypto: choosing a payout method
Bank wires work almost everywhere. Inside the SEPA area in euros they are fast and cheap. International wires in dollars travel through correspondent banks, each of which can take a cut, and take several business days to land.
An e-wallet is an online payment account held by a payment institution. It receives payouts and keeps them as a balance until you withdraw. Paxum is the adult trade's reference wallet. It combines a wallet with a prepaid card and a mass payout platform, and transfers between Paxum accounts are instant. When the program and the affiliate both hold an account with the same wallet, the payment never touches a bank.
With other wallets, money leaves by card, by IBAN or by withdrawal to your bank. A debit or prepaid card lets you spend the balance without going through your bank. An IBAN in your own name also lets you receive bank transfers from payers that use no wallet at all. Withdrawing to your bank account is always possible, at a cost that varies from one provider to the next.
Crypto shows up on the payout list of many programs, in bitcoin or in a stablecoin. The payment arrives without a bank, but the price moves between sending and cashing out, the exchange that converts it to dollars or euros runs its own identity checks, and a wrong address or network loses the funds for good. Some wallets also ban digital currencies, Paxum among them, so crypto earnings and fiat earnings cannot be pooled in the same account.
On the paying side, studios and programs that pay many people across different countries use mass payout platforms. MassPay routes each payment to a local rail in the recipient's country, cash pickup included. A webmaster paid that way receives the money through a method from their own country.
Payout fees from the program to your bank account
A payout can be charged at every step of its journey. Sending fees are covered by the program or taken from the amount paid, depending on its terms. Receiving fees apply when the wallet charges for incoming money, mostly from third parties or in another currency. Withdrawal fees hit when money leaves the wallet: a wire to your bank, a transfer to a card, a cash machine withdrawal.
Currency conversion is the cost you see least. Adult programs pay mostly in US dollars or euros. A European webmaster paid in dollars is converted somewhere, by the wallet, the bank or the exchange, and the FX margin is built into the rate without showing up as a fee line. Holding the balance in the currency you were paid in and converting in one go cuts the number of conversions.
Rate cards also carry account fees: maintenance fees on unused accounts, dormancy fees after a stretch without withdrawals, closing fees. A site whose earnings come in bursts pays them more often than one with steady payouts.
The size of each withdrawal changes the real cost. A flat-fee international wire weighs more on a small amount, and letting the balance build before cashing out lowers the fee share when the program or the wallet leaves that choice to you.
The useful number adds up everything a payout loses between the paying platform and your bank account, conversion included, and compares it with what you actually receive. The methods offered by one program often leave different net amounts, and the cheapest one depends on your bank, your currency and how often you withdraw.
Opening a payout account for adult income
Opening a wallet or payment account means passing identity checks, much like a bank: ID document, proof of address, sometimes a selfie or short video, and a description of what you do. A company account adds incorporation documents and the identity of beneficial owners. Incoming funds can sit on hold until verification is complete, so open the account before your first payout is due.
The business you declare has to match the money coming in. A provider that finds out later that funds come from adult websites can freeze the balance and close the account. Every provider's terms include a list of prohibited activities: some name all adult content, some only escort services and prostitution, and some never mention the industry. When the list says nothing about your business, a written question to support gets you an answer you can point to later.
The license tells you who supervises the provider and what it must do with your money. A payment institution licensed in the European Union or the United Kingdom has to safeguard customer funds, keeping them separate from its own accounts. Some wallets used in the industry are licensed in offshore jurisdictions, which accept adult businesses more readily and leave you with slower recourse if something goes wrong.
Receiving everything into one account makes all your earnings depend on one compliance decision. Keeping another method active, a wallet plus an IBAN account for example, lets you switch methods with your programs without a gap in payments.
Payouts remain taxable income in your country of residence, whatever method brought them in. Wallet statements and the invoices you send to programs serve as records. Download them regularly, since a closed account no longer gives you access.