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Adult Crypto Payments · Editorial review

ATLOS review: a no-KYC crypto payment gateway

atlos.io

ATLOS is a crypto payment gateway that sends every payment straight to the merchant’s wallet, with no identity checks and no custody. It takes 1% per transaction, pulls subscription payments in crypto and is run by a DAO with no registered office.

No KYCNon-custodialCrypto subscriptionsAffiliate payouts

Our verdict on ATLOS

ATLOS suits an adult membership site that wants to sell in crypto without an application process, and to pull each month’s subscription straight from the member’s wallet. Since funds go directly to the merchant, ATLOS cannot freeze an account and there are no chargebacks.

On the other side, no one is accountable: the operator is a decentralized autonomous organization with no company name, and crypto payments are final for the buyer.

ATLOS home page, a crypto payment gateway
ATLOS

How ATLOS works

The merchant connects a web3 wallet such as MetaMask and starts accepting payments with no approval, email or phone number. ATLOS scans blockchains to detect payments but never holds the funds: every payment lands in the merchant’s wallet. For Bitcoin or Monero, the merchant adds an address or public key in the panel.

ATLOS says it accepts high-risk merchants, since it has no way of knowing what its system is used for. Supported chains include Bitcoin, Ethereum, Solana, Tron, BNB Smart Chain, Base, Arbitrum, Polygon, Litecoin, Dogecoin and Monero, with USDT, USDC and DAI.

Crypto subscriptions with ATLOS

After the first payment, a smart contract automatically pulls the same amount from the subscriber’s wallet every day, week, month or year. If the wallet is short, ATLOS issues an invoice and emails the subscriber. Crypto payments cannot be reversed afterwards.

ATLOS pricing

ATLOS takes 1% per transaction, with no fixed, monthly, withdrawal, refund or chargeback fees. Paying fees in ATLOS token cuts them by up to half. Fees can change depending on business risk.

ATLOS can only collect its fee on payments that go through its on-chain program, so uncollected fees build up. They are taken from the next payment, which can then exceed 1%.

Integrating ATLOS

Two lines of JavaScript add ATLOS to a site, and plugins exist for WooCommerce, Shopify, WHMCS and Kajabi. It also runs in a Telegram mini app, through an API, invoices or payment links. A white-label version can be self-hosted.

Affiliate payouts

A Payouts API pays affiliates, content creators and contractors directly from the merchant’s wallet. Funds never pass through ATLOS in either direction.

Who runs ATLOS

The terms of use name ATLOS Decentralized Autonomous Organization, a DAO, with no company name, address or license. They state that ATLOS does not hold funds, provide wallets, or perform currency exchange or money transmission. Users certify that their business is legal where they are.

Strengths and limitations of ATLOS

Strengths

  • Crypto subscriptions pulled automatically.
  • No application process.
  • Funds never held by ATLOS.
  • 1% fee published.

Limitations

  • Operator with no company name.
  • Uncollected fees added to the next payment.
  • No fiat conversion.

ATLOS vs Apirone

Apirone, a named Estonian company, receives payments free on dedicated addresses and charges 1% or a fixed fee on withdrawals. ATLOS sends everything straight to the merchant’s wallet and pulls subscriptions, but sits behind a DAO. A membership site looks at ATLOS, a site that wants an identified company looks at Apirone.

Apirone

Apirone is an Estonian crypto payment gateway, running since 2017, that receives each payment on a dedicated on-chain address.

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