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Affiliate Payouts & Wallets · Editorial review

i-payout review: white-label payouts for affiliate programs

i-payout.com

i-payout is a US platform that pays a company’s affiliates, creators and sellers in more than 180 countries, through an e-wallet and a Mastercard carrying that company’s brand. It publishes no payout pricing.

Mass payoutsWhite-label e-walletMastercard prepaidTax forms

Our verdict on i-payout

i-payout suits an established US affiliate program that wants to give affiliates a wallet and card in its own name and hand off year-end tax forms.

A solo webmaster does not open an account for themselves: they get a wallet from a program that uses i-payout.

i-payout home page, a payout platform for affiliates and partners
i-payout

i-payout and US tax forms

i-payout generates and sends year-end US forms such as 1099-MISC, 1099-NEC, 1099-K and 1042-S, plus Canada’s T4A. A US or Canadian program paying affiliates does not have to prepare them itself.

What i-payout does for a program

i-payout calculates and pays commissions to large, scattered groups: affiliate networks, MLM and direct sales, creator platforms, esports, sportsbooks, gig work and marketplaces. Payees choose among 20+ payout methods in over 180 countries, and the company funds payouts in 10 currencies. Support runs 24/7/365.

The white-label wallet and cards

i-payout sells a white-label package: the payout platform, a mobile app and debit cards all carry the paying company’s brand. The debit cards come in US dollars, Canadian dollars and euros or pounds.

The NOW Mastercard

The NOW Mastercard disbursement card, issued by Sutton Bank in Ohio, costs $2 a month. An ATM withdrawal costs $2.50 in the US and $4.50 abroad, with 3% FX outside the US. The balance is capped at $50,000, and ATM withdrawals at $700 per transaction and $2,500 a day.

i-payout licenses

International Payout Systems Inc., in Fort Lauderdale, Florida, is a licensed money transmitter in 43 US jurisdictions under NMLS ID 2689748. Applications are still pending in California, Hawaii, Nevada, New York, Ohio, Texas and Virginia. The list dates from September 2026.

Who owns i-payout?

i-payout is the brand of International Payout Systems Inc., run by its president, Edwin Gonzalez. The Better Business Bureau dates the business to June 2007 and has listed it as accredited since May 2010, with an A+ rating. It logged one complaint in the last three years, from a medical practice in 2025, marked resolved.

Strengths and limitations of i-payout

Strengths

  • White-label e-wallet.
  • 20+ payout methods.
  • US tax forms handled.
  • Licenses published by state.

Limitations

  • No published payout pricing.
  • Escorts barred from the card.
  • Seven licenses still pending.

i-payout vs MassPay and Paxum

MassPay also pays out in 180 countries without published pricing, and adds stablecoins and cash pickup. Paxum publishes its fee schedule. A US program that wants a branded wallet and tax forms looks at i-payout, one that wants to know its costs before signing looks at Paxum.

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