Plisio homepage, a crypto payment gateway — Plisio

Plisio fees

Plisio charges 0.5% on payments taken through its API and on mass payouts, with no setup, monthly or hidden fees. Network fees come on top, and the merchant chooses in the dashboard whether they or the customer pay them. White-label checkout, with Plisio’s name hidden, costs 1.5%. USDT, USDC and BUSD on BNB Smart Chain cost 1%. High-volume businesses can ask for an Enterprise plan with a custom rate.

The minimum fee on small USDT payments

Stablecoins on Ethereum and Tron carry a fee floor. USDT and USDC on Ethereum cost at least $0.50 per payment, with a $3 minimum invoice. USDT on Tron costs at least $1.50, with a $5 minimum invoice. A $9.99 monthly membership paid in USDT over Tron therefore pays 15% of its price to Plisio. The floor stops mattering above $300, where 0.5% takes over.

Who can use Plisio

Plisio lists adult alongside high-risk, creators and games among the industries it serves. Its terms bar people and companies under US, UN, EU or UK sanctions, or based in sanctioned countries such as Cuba, Iran, North Korea, Sudan or Syria. Plisio can freeze an account at a regulator’s request and stop serving a sanctioned user without notice. Accounts open in a couple of minutes.

Mass payouts to models and affiliates

A merchant can bundle up to 1,000 transfers into one operation with no cap on amounts, to pay models, affiliates or suppliers. Plisio says pooling saves up to 80% on network fees compared with separate transfers. Payouts cost the same rate as incoming payments.

Where Plisio keeps the funds

Incoming payments sit in a Plisio balance until withdrawn, with 90% of funds kept in cold wallets. Accounts are protected by two-factor authentication and a trusted-IP allow-list. If an account is suspended or closed, the merchant can still withdraw the crypto to an outside wallet unless the law forbids it.

Is Plisio legit?

Plisio has operated since at least 2020, but merchant reviews are mixed and the company behind it is hard to identify. On Trustpilot it scores 2.9 out of 5 from 404 reviews, on a profile claimed in July 2020, with a notice that it may be associated with high-risk investments. The site footer names Plisio, Inc., with no address, country or registration number, and the terms cite no licence. Support runs through live chat.

Plisio strengths and limitations

Strengths

Adult listed among served industries.
A low base rate with no monthly fee.
Open to US and UK merchants under its terms.
Mass payouts of up to 1,000 transfers.

Limitations

A fee floor on small USDT payments over Tron.
Custodial balance between withdrawals.
No address, country or licence published.
Mixed reviews on Trustpilot.

Plisio vs NOWPayments

NOWPayments charges 1% without conversion and 1.5% with it, and its terms exclude US, UK and EU residents and citizens. For a US or UK adult site, Plisio is both cheaper on most payments and open to it.